What Makes Us Different
Focus – Our team specializes in servicing the needs of affluent families. We manage anywhere from one to a dozen accounts for each client. A number of our relationships span three to four generations. Our systems allow us to extend our advisory service to 401k and other outside investments including corporate executive compensation plans. Our company’s growth is directly tied to the value of our clients’ accounts and introductions to their friends, family and colleagues.
The Review Process – Our systematic quarterly reviews are the engine of our service efforts. Each review is an agenda driven productive meeting or telephone conference covering the financial plan and the investment portfolio in detail. Reviews assure the client a disciplined delivery of services. This does not preclude other interactions throughout the course of the year – the team is geared to respond within 24 hours.
Non-Discretion Advisory – The aim of our Balanced Global Value investment style is to achieve long term goals. The case for buying or selling a particular security is made during the scheduled review. All investment purchases and sales must be approved verbally. Trading between reviews is rarely required. If needed, the team can make contact with timely advice. If there is a specific need for a discretionary account, it can be accommodated as long as reviews are attended.
Financial Concierge – We encourage the use of the many conveniences of our custodian, Fidelity Institutional Wealth Services. Checking, debit card, automatic bill paying, direct deposit, money transfers and simplified charitable giving are but a few examples. Our website provides direct access to a client’s Fidelity accounts and to our personalized wealth management service.
Fees – Our firm is compensated using an asset based charge determined by the aggregate value of all household accounts. We believe this is very competitive for the services we offer. We receive no other compensation. There is no financial incentive to bias our advice. The detailed fee structure is contained in our Wrap Fee Brochure filed with the Securities & Exchange Commission.